Insights, guides, and updates
Figure HELOC offers flexible loan amounts and terms, but watch out for the high APR range. Is it the right choice for you?
APR
7.74–35.99%
Amount
$1k–$50k
Minimum credit score 580
US citizen or permanent resident
Verifiable income
Term: 24–84mo
APR
5.96–35.99%
Amount
$1k–$40k
Minimum credit score 600
US citizen or permanent resident
Verifiable income
Term: 24–60mo
APR
7.74–35.49%
Amount
$5k–$100k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
Term: 24–84mo
APR
5.24–18.0%
Amount
$500–$150k
US resident
DCU membership (free to join)
Valid SSN
Term: 12–84mo
APR
5.09–18.74%
Amount
$5k–$150k
US military member, veteran, or family
USAA membership required
Valid US SSN
Term: 12–84mo
APR
5.49–27.99%
Amount
$2k–$75k
