Insights, guides, and updates
Figure HELOC offers flexible loan amounts and terms, but watch out for the high APR range. Is it the right choice for you?
APR
7.74–35.99%
Amount
$1k–$50k
Minimum credit score 580
US citizen or permanent resident
Verifiable income
Term: 24–84mo
APR
5.96–35.99%
Amount
$1k–$40k
Minimum credit score 600
US citizen or permanent resident
Verifiable income
Term: 24–60mo
APR
7.74–35.49%
Amount
$5k–$100k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
Term: 24–84mo
APR
—
Amount
$50–$250
Active bank account with regular income deposits
No credit check required
US resident
Term: 1–1mo
APR
—
Amount
$25–$500
Dave Checking account
Active bank account with income history
No credit check
Term: 1–1mo
APR
36.0–199.0%
Amount
$50–$5k
