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APR

15.0–18.0%

Amount

—

Personal

Salaried employee or other individual with security

Taxable income above TZS 3 million per year

At least 1 year with current employer

Term: 12–60mo

⚡ Standard processing Check rates →

APR

—

Amount

TSh1M

Personal

Absa Prestige or Premier banking client

Minimum salary TZS 2 million (Prestige) or TZS 6 million (Premier)

Salary channelled through an Absa account

Term: 12–72mo

⚡ Quick processing Check rates →

APR

—

Amount

TSh500k

Personal

Confirmed government or private-sector employee

Salary channelled through an NMB account

Employer facilitation agreement with NMB

Term: 12–84mo

⚡ Standard processing Check rates →

APR

16.0%

Amount

TSh100k

Personal

Government or MoU private-sector employee

Age 18-60

Salary slips for last 3 months

Term: 12–120mo

⚡ Within 48 working hours Check rates →