Insights, guides, and updates
Discover top personal loans in Pakistan for 2026. From low rates to quick approvals, find the best fit for your needs.
APR
30.0%
Amount
Rs50k–Rs4M
Pakistani national
Age 18-70 at maturity
Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed)
Term: 12–48mo
APR
22.0–28.0%
Amount
Rs30k–Rs4M
Pakistani national aged 21+ (salaried) or 25+ (self-employed)
Valid CNIC
Active email and Pakistan mobile number
Term: 12–60mo
APR
23.0–28.0%
Amount
Rs50k–Rs3M
Pakistani national
Salaried or self-employed
CNIC required
Term: 12–48mo
APR
28.8–29.8%
Amount
Rs30k–Rs3M
Pakistani national aged 21-59 (salaried) or 21-64 (self-employed)
Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank)
Min 6 months banking relationship
Term: 12–48mo
APR
25.36–27.36%
Amount
Rs50k–Rs2M
Salaried (private sector, government, armed forces)
Existing credit history with any bank
MCB salary account (1+ year) or existing MCB Car4U customer
Term: 12–48mo
APR
21.36–35.99%
Amount
Rs25k–Rs3M
Pakistani national
Salaried or self-employed
No collateral or guarantor required
Term: 12–48mo
