Personal Loan Myths Debunked: What You Need to Know
Think you know personal loans? Think again. Discover the truth behind common misconceptions and make informed borrowing decisions this spring.
Insights, guides, and updates
Think you know personal loans? Think again. Discover the truth behind common misconceptions and make informed borrowing decisions this spring.
APR
25.98–26.76%
Amount
₱10k–₱2M
Filipino citizen or permanent resident
employed or self-employed
income documents required
Term: 6–36mo
APR
—
Amount
₱5k–₱50k
Filipino nationality
23-58 years old
Tonik account required
Term: 6–12mo
APR
—
Amount
₱20k–₱2M
Filipino citizen
23-65 years old at loan maturity
minimum gross monthly income ₱15,000 (bankers) or ₱20,000 (non-bankers)
Term: 6–36mo
APR
39.43%
Amount
₱30k–₱3M
Filipino citizen
21-65 years old
minimum gross monthly income ₱15,000 (Metro Manila) or ₱12,000 (outside)
Term: 12–36mo
APR
19.0–34.0%
Amount
₱20k–₱5M
Filipino citizen or resident
employed or self-employed
valid government-issued ID
Term: 3–60mo
APR
25.98–36.74%
Amount
₱20k–₱2M
Filipino citizen or resident
employed with minimum gross monthly income
valid government-issued ID
Term: 12–36mo