Personal Loan Myths Debunked: What You Need to Know
Think you know personal loans? Think again. Discover the truth behind common misconceptions and make informed borrowing decisions this spring.
Insights, guides, and updates
Think you know personal loans? Think again. Discover the truth behind common misconceptions and make informed borrowing decisions this spring.
APR
25.98–26.76%
Amount
₱10k–₱2M
Minimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
Term: 6–36mo
APR
—
Amount
₱5k–₱50k
Filipino citizen 21-55 years old
Tonik bank account holder
Minimum credit score
Term: 6–12mo
APR
—
Amount
₱20k–₱2M
Salaried employee
Minimum gross monthly income ₱15,000
At least 1 year with current employer
Term: 6–36mo
APR
39.43%
Amount
₱30k–₱3M
Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
Filipino citizen 21-60 years old
Employed or self-employed
Term: 12–36mo
APR
19.0–34.0%
Amount
₱20k–₱5M
Minimum gross monthly income ₱15,000
Employed or self-employed
At least 2 years work experience
Term: 3–60mo
APR
25.98–36.74%
Amount
₱20k–₱2M
Minimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
Term: 12–36mo