Personal Loan Myths Debunked: What You Need to Know
Think you know personal loans? Think again. Discover the truth behind common misconceptions and make informed borrowing decisions this spring.
Insights, guides, and updates
Think you know personal loans? Think again. Discover the truth behind common misconceptions and make informed borrowing decisions this spring.
APR
25.98–26.76%
Amount
₱10k–₱2M
Minimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
Term: 6–36mo
APR
39.43%
Amount
₱30k–₱3M
Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
Filipino citizen 21-60 years old
Employed or self-employed
Term: 12–36mo
APR
30.52–33.32%
Amount
₱20k–₱2M
Minimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
Term: 12–36mo
APR
28.67–31.72%
Amount
₱20k–₱3M
Minimum gross monthly income ₱15,000
At least 1 year with current employer
Valid government-issued ID
Term: 12–36mo
APR
18.0%
Amount
₱30k–₱1M
Filipino citizen and non-US person
21 years old up to 65 at loan maturity
Minimum gross monthly income ₱15,000
Term: 12–60mo
APR
41.29–42.88%
Amount
₱20k–₱250k
Age 22 to 54 at time of application
Employed: at least 2 years permanent status with 1 year at current employer
Self-employed: business operating profitably for the last 3 years
Term: 24–36mo