Insights, guides, and updates
Explore the best personal loans for this spring, with insights on rates, terms, and eligibility. From budget-friendly options to top-tier lenders, find the right fit for your financial needs.
APR
13.4–18.5%
Amount
Rs500k–Rs5M
Sri Lankan citizen residing in the country
Minimum basic salary LKR 150,000
Employed at a bank-approved company for at least 12 months
Term: 12–72mo
APR
11.0–14.0%
Amount
Rs30k
Age 18-55 (exceptions above 55 only in special circumstances)
Government or statutory employee with take-home salary from LKR 30,000, or approved private-sector employee with take-home salary from LKR 40,000
Salaried employee
Term: ≤60mo
APR
11.0–14.0%
Amount
Rs100k–Rs5M
Age 18-60
Permanent employee of an organisation acceptable to the bank
Salary remitted to a bank account for at least 3 months
Term: ≤84mo
APR
10.5–14.0%
Amount
Rs500k–Rs7M
Age 20-60
Minimum monthly fixed income LKR 200,000
Salary remitted to Seylan Bank for the full loan duration
Term: 12–84mo
APR
11.5–15.0%
Amount
Up to Rs5M
Sri Lankan citizen
Salaried employee or professional
Property mortgage or personal guarantors required
Term: ≤180mo
