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IDFC FIRST Bank Personal Loan: Instant but Is It Worth It?

Personal Loans Apr 28, 2026

IDFC FIRST Bank Personal Loan: Instant but Is It Worth It?

Instant loans sound great, but are the terms as appealing? IDFC FIRST Bank offers a quick disbursal, but there's more beneath the surface.

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APR

8.0–14.0%

Amount

₹100k–₹5M

Term

12–96mo

Auto

Bajaj Finserv Car Loan

Indian resident

Salaried or self-employed

Age 21-70

Term: 12–96mo

Check rates →

APR

8.75–12.5%

Amount

₹100k

Term

12–84mo

Auto

Axis Bank Car Loan

Indian resident

Salaried or self-employed

Age 21-70

Term: 12–84mo

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APR

8.4–11.5%

Amount

₹100k

Term

12–84mo

Auto

ICICI Bank Car Loan

Indian resident

Salaried or self-employed

Age 21-65

Term: 12–84mo

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APR

8.9–9.85%

Amount

₹100k

Term

12–84mo

Auto

SBI New Car Loan

Aged 21 to 70

Net annual income at least ₹3 lakh

Regular income and credit assessment

Term: 12–84mo

⚡ Quick disbursement after approval Check rates →

APR

8.15%

Amount

₹100k–₹2.5M

Term

12–84mo

Auto

HDFC Bank New Car Loan

Salaried or self-employed applicant

Minimum age 21

Minimum income ₹3 lakh per annum

Term: 12–84mo

⚡ Loan disbursal in as little as 30 minutes Check rates →

APR

9.0–22.0%

Amount

₹50k–₹2.5M

Term

12–60mo

Personal

Poonawalla Fincorp Personal Loan

Indian citizen

Age 21-58

Salaried with ₹18,000+/month

Term: 12–60mo

⚡ 10 minutes Check rates →