APR
18.0–27.75%
Amount
R2k–R250k
South African ID
Age 18+
Regular income
Term: 6–60mo
⚡ 1-3 business days
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APR
36.0–38%
Amount
R1k–R7.2k
SA resident, 18+, employed, valid bank account, pass credit checks
Term: 2–2mo
⚡ Within 24 hours
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APR
21.0–27.75%
Amount
R500–R25k
South African ID
Age 18+
Regular income
Term: 1–24mo
⚡ Same day
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APR
36–60%
Amount
R4k–R8k
Valid SA ID, internet banking access, verifiable income (90 days), 18+ years
Term: 1–6mo
⚡ Minutes
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APR
10.25–27.75%
Amount
R2k–R300k
South African ID
Age 18+
Regular income
Term: 6–72mo
⚡ 1-2 business days
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APR
36.0–60.0%
Amount
R500–R8k
Cellphone number, SA ID, bank account details, latest 3 months bank statements (showing 3 salary deposits)
Term: ≤3mo
⚡ Same day
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APR
12.25–29.25%
Amount
R2k–R300k
South African ID
Age 18+
Standard Bank account
Term: 6–72mo
⚡ Same day
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APR
36.0–60.0%
Amount
R500–R8k
Cellphone number, SA ID number, bank account details, latest 3 months bank statements (showing 3 salary deposits)
Term: ≤3mo
⚡ Same day (apply by 3pm)
Check rates
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APR
15.0–27.75%
Amount
R500–R100k
South African ID
Age 18+
TymeBank account
Term: 3–36mo
⚡ Same day
Check rates
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APR
36.0–60.0%
Amount
R500–R8k
Cellphone number, SA ID number, bank account details, most recent proof of income
Term: 1–6mo
⚡ Under 15 minutes
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APR
12.25–27.75%
Amount
R1k–R250k
APR
15.0–27.75%
Amount
R1k–R100k
South African ID
Age 18+
Regular income
Term: 6–60mo
⚡ 1-2 business days
Check rates
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APR
21.0–27.75%
Amount
R1k–R50k
South African ID
Age 18+
Regular salary of R2,000+
Term: 1–24mo
⚡ Same day
Check rates
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APR
12.0–27.75%
Amount
R1k–R300k
South African ID
Age 18+
FNB account
Term: 6–72mo
⚡ Same day
Check rates
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APR
27.0–27.75%
Amount
R500–R50k
South African ID
Age 18+
Regular salary
Term: 1–36mo
⚡ Same day
Check rates
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APR
15.0–27.29%
Amount
R2k–R200k
South African ID
Age 18+
Employed with R3,500+ salary
Term: 6–60mo
⚡ 1-2 business days
Check rates
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APR
12.0–27.75%
Amount
R2k–R300k
South African ID
Age 18+
Regular income
Term: 6–72mo
⚡ 1-2 business days
Check rates
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APR
24.0–27.75%
Amount
R500–R8k
APR
24.0–27.75%
Amount
R500–R8k
South African ID
Age 18+
Employed with R2,500+ salary
Term: 1–6mo
⚡ Same day
Check rates
→
APR
15.0–27.75%
Amount
R2k–R250k
South African ID
Age 18+
Regular income
Term: 6–72mo
⚡ 1-2 business days
Check rates
→
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