APR
4.24–10.37%
Amount
$5k–$500k
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APR
4.24–10.37%
Amount
$5k–$500k
APR
89.0–199.0%
Amount
$100–$3k
Active Bank Account
Regular Income
18 Years Or Older
Term: ≤12mo
APR
6.875–7.148%
Amount
—
APR
7.74–35.49%
Amount
$5k–$100k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
Term: 24–84mo
APR
6.9–27.9%
Amount
$1k–$100k
APR
—
Amount
$2k–$250k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
Term: 1–18mo
APR
—
Amount
$50–$250
Active bank account with regular income deposits
No credit check required
US resident
Term: 1–1mo
APR
7.74–35.49%
Amount
$5k–$100k
APR
2.99–16.38%
Amount
$1k–$200k
APR
36.0–199.0%
Amount
$100–$5k
Active Bank Account
Regular Income
18 Years Or Older
Term: ≤24mo
APR
8.5–11.5%
Amount
$25k–$500k
APR
5.96–35.99%
Amount
$1k–$40k
Minimum credit score 600
US citizen or permanent resident
Verifiable income
Term: 24–60mo
APR
5.49–27.99%
Amount
$2k–$75k
APR
—
Amount
$25–$500
Dave Checking account
Active bank account with income history
No credit check
Term: 1–1mo
APR
6.09–17.99%
Amount
$600–$50k
APR
2.74–17.99%
Amount
Up to $1k
APR
99.0–199.0%
Amount
$100–$2k
Active Bank Account
Regular Income
18 Years Or Older
Term: ≤6mo
APR
6.65–15.0%
Amount
$15k–$400k
APR
7.74–35.99%
Amount
$1k–$50k
Minimum credit score 580
US citizen or permanent resident
Verifiable income
Term: 24–84mo
APR
5.49–17.99%
Amount
$7.5k–$100k
Figure HELOC offers flexible loan amounts and terms, but watch out for the high APR range. Is it the right choice for you?
Explore top personal loan options for April 2026, tailored to fit your needs, whether you're looking for low rates, fast approval, or bad credit solutions.