Nu va afecta scorul dvs. de credit
DAE
5.99–19.98%
Cantitate
≤lei250k
Romanian citizen
18 to 76 years old at maturity
BRD client with eligible salary or pension income
Termen: —
DAE
8.0–15.0%
Cantitate
lei5k–lei90k
At least 18 years old
Maximum age at maturity 70 for personal loans
Optional salary transfer lowers pricing
Termen: 6–60luni
DAE
5.99–15.99%
Cantitate
lei2k–lei200k
Net monthly income at least equal to the minimum wage
Credit analysis applies
Available online for eligible clients
Termen: 6–60luni
DAE
5.55–17.95%
Cantitate
lei2.5k–lei250k
Romania resident
Smart Mobile or branch application
salary transfer to Raiffeisen improves pricing
Termen: 18–60luni
DAE
6.5–14.5%
Cantitate
lei5k–lei250k
Romania resident
Bank credit analysis applies
Life insurance optional
Termen: 6–60luni
DAE
5.9–10.9%
Cantitate
lei5k–lei150k
Bank credit analysis applies
Fixed-rate offer
Suitable for new borrowing or personal projects
Termen: 6–60luni
DAE
6.29–14.99%
Cantitate
lei3k–lei250k
Income from salary, pension, mandate, sports activity, copyrights, or seafarer contracts
No current arrears or garnishments
Age limits apply at loan maturity
Termen: 6–60luni
DAE
8.5–16.0%
Cantitate
lei5k–lei250k
Bank eligibility criteria apply
No real-estate collateral for this product
Existing mobile-banking customers can complete the flow online
Termen: 6–60luni
Cu dobânzi variind de la 5.55% la 8.5%, alegerea unui credit personal poate fi dificilă. Descoperă ce opțiuni se potrivesc nevoilor tale financiare.
Explorăm cele mai bune opțiuni de credit personal din 2026, cu accent pe dobânzi mici și aprobare rapidă.
