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APR

4.19–6.39%

Amount

Home

Residential home loans typically need at least 20% equity

Residential investing lending typically needs at least 30% equity

First Home Loans can be available with at least 5% equity

Term: 6–360mo

APR

7.99–24.99%

Amount

$2k–$100k

Personal

At least 18 years old

NZ citizen, permanent resident, or Australian citizen

No defaults on credit file

Term: 36–84mo

⚡ Quote in minutes, funding can be as fast as 9 minutes Check rates

APR

8.55–11.7%

Amount

$5k–$100k

Auto

NZ citizen or permanent resident

Age 18+

Regular income

Term: 12–60mo

⚡ Apply online or through dealer network Check rates

APR

13.9%

Amount

$3k–$50k

Personal

At least 18 years old

Regular income

Enough money left after expenses for repayments

Term: 6–84mo

⚡ Decision within 5 business days, same-day funding once approved Check rates

APR

13.9%

Amount

$3k–$50k

Auto

NZ resident

Aged 18+

Regular income

Term: 6–84mo

⚡ Within 5 business days Check rates

APR

12.95%

Amount

$2k–$50k

Auto

NZ resident

Aged 18+

ASB account holder

Term: 6–84mo

⚡ 1-3 business days Check rates

APR

9.4–12.15%

Amount

$5k–$75k

Auto

NZ citizen or permanent resident

Regular income

Minimum age 18

Term: 12–60mo

⚡ Quick online application Check rates

APR

7.99–24.99%

Amount

$2k–$100k

Auto

NZ or Australian citizen

No defaults on credit file

Full-time or permanent part-time employment

Term: 36–84mo

⚡ Rate check with no credit score impact Check rates

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