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APR
—
Amount
$2k–$250k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
Term: 1–18mo
APR
2.74–17.99%
Amount
≤$1k
APR
6.49–24.89%
Amount
$5k–$100k
APR
5.49–17.99%
Amount
$4k–$100k
APR
65–249%
Amount
$50–$500
No minimum credit score
Active bank account with income history
US resident in eligible state
Term: 2–2mo
APR
5.5–7.5%
Amount
$50k–$3M
Minimum credit score 620
US property owner
Proof of income and employment
Term: 180–360mo
APR
7.74–35.49%
Amount
$5k–$100k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
Term: 24–84mo
APR
—
Amount
$50–$250
Active bank account with regular income deposits
No credit check required
US resident
Term: 1–1mo
APR
4.15–14.9%
Amount
$5k–$500k
APR
6.74–24.49%
Amount
$3k–$100k
APR
6.49–25.39%
Amount
$5k–$100k
Good to excellent credit required for best rates
US citizen or permanent resident
Term: 24–84mo
APR
36.0–199.0%
Amount
$50–$3k
active_bank_account
regular_income
18_years_or_older
Term: ≤12mo
APR
6.17–6.5%
Amount
$50k–$3M
No specific requirements listed
Term: 180–360mo
APR
7.74–35.99%
Amount
$1k–$50k
Minimum credit score 580
US citizen or permanent resident
Verifiable income
Term: 24–84mo
APR
4.24–10.37%
Amount
$5k–$500k
APR
6.53–35.99%
Amount
$1k–$40k
APR
5.24–18.0%
Amount
$500–$150k
US resident
DCU membership (free to join)
Valid SSN
Term: 12–84mo
APR
89.0–199.0%
Amount
$100–$3k
active_bank_account
regular_income
18_years_or_older
Term: ≤12mo
APR
6.5–8.0%
Amount
$50k–$2M
No specific requirements listed
Term: —
APR
5.96–35.99%
Amount
$1k–$40k
Minimum credit score 600
US citizen or permanent resident
Verifiable income
Term: 24–60mo
Figure HELOC offers flexible loan amounts and terms, but watch out for the high APR range. Is it the right choice for you?
Explore top personal loan options for April 2026, tailored to fit your needs, whether you're looking for low rates, fast approval, or bad credit solutions.
